Which document must a life insurance agent provide to a client before an application is completed?

A life insurance agent is required to provide a consumer information notice to a client before completing an application. This document serves a crucial role in promoting transparency and understanding in the insurance process. It typically contains essential information about the insurer, the types of policies available, and important consumer rights. This ensures that the client is well-informed about their choices and the implications of those choices before they commit to an application.

Providing this notice aligns with regulations aimed at protecting consumers, ensuring they understand the products being offered and their rights within the process. Such information plays a vital part in helping clients make educated decisions regarding their life insurance needs. Without this notice, clients may be at a disadvantage when making significant financial decisions about insurance products.