After termination from a job with group life insurance, how long does an individual have to convert to an individual policy?

When an individual is terminated from a job that provided group life insurance, they are typically granted a specific time frame to convert their group policy to an individual life insurance policy without needing to provide evidence of insurability. In the context of Virginia life insurance laws, this period is set at 31 days.

This 31-day window allows individuals to secure coverage under an individual policy, ensuring that they do not face a gap in life insurance protection after leaving their job. It's designed to provide a safety net and facilitate continuity in coverage for those who may have relied heavily on group life insurance during their employment.